I am here for you
Assisting you to purchase your new home can involve various tasks, such as helping you understand the home-buying process, identifying properties that meet your needs, arranging property viewings, negotiating with sellers, facilitating financing, and coordinating the closing process. As a result, my goal is to provide you with the necessary guidance and support throughout the entire process to ensure a successful and stress-free home purchase experience.
I will be right by your side
Buying a home is one of the largest financial transactions you will make in your life, and buying a new home can be a complicated process, but with careful planning and research, it can be a rewarding experience. Consider your budget, location, and needs in a home. Work with a reputable real estate agent and get pre-approved for a mortgage. Thoroughly inspect the home and neighborhood before making an offer.
Supporting you every step of the way
If you're buying, I can assist in the home buying process by providing information on real estate market trends, helping with financial calculations such as mortgage payments and interest rates, answering questions about the home buying process, and providing tips and advice for finding and purchasing the right home.
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HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 United Realty Inc. Brokerage
INFO & SERVICES
387 George Street South PO Box 178, Peterborough, ON K9J6Y8
(705) 743-4444
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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